Reinventing
Insurance.
The traditional insurance chain is broken — too many intermediaries, too much margin, too little value. We replaced the entire chain with one AI Risk Engine. Welcome to AIsurance.
reinventing insurance
The insurance chain is
too long and inefficient.
Every intermediary adds cost but little value. By the time a client gets coverage, up to 55% of the premium is consumed by margins.
Client
Broker / Advisor
20% marginMGA / Direct Writer
20% margin(Re)Insurers
15% marginClient
Soldek.ai Risk Engine
15% marginInvestors / Capital
The Soldek.ai Risk Engine
One AI that advises, assesses, prices, and underwrites — replacing the entire traditional insurance chain. Think of it as the ChatGPT of insurance.
Personal Advisory
AI-powered advice based on your unique situation — risk profile, needs, and budget. Like a personal insurance advisor, available 24/7.
Instant Quotation
Real-time risk assessment and premium calculation. No waiting, no intermediaries — just fast, accurate quotes powered by AI.
Policy Management
Generate, manage, and adjust policies automatically. The AI handles everything from creation to claims — end-to-end.
Capital Pools
Direct connection between clients and investors. No unnecessary intermediaries, no inflated margins — just efficient capital allocation.
AIsurance
We coined the term AIsurance — because what we do is fundamentally different from traditional insurance. We don't just digitize existing processes. We replace the entire chain with one intelligent system.
Imagine telling an AI about your situation — your risks, your business, your needs — and getting back a tailored insurance policy in seconds. No broker calls. No back-and-forth. No weeks of waiting. Just ask, and you're insured.
Conversational Interface
Talk to the AI like you'd talk to an advisor. It understands context, asks the right questions, and guides you.
Instant Decisions
From risk assessment to policy generation in seconds. No waiting for underwriters, no manual processing.
Niche Intelligence
Trained on 70,000+ documents and real expert knowledge. Covers risks that generic AI tools can't even understand.
Why Soldek.ai is different
Big Tech AI
- ✓ Trained on big data
- ✗ No niche expertise
- ✗ Not explainable (black box)
- ✗ No access to dark data from specialists
- ✗ Cannot handle complex niche risks
- ✗ Goal: sell general AI tools, not insure
The AI Infrastructure
- ✓ Trained on big data
- ✓ Trained on niche expertise from real experts
- ✓ Fully explainable AI (XAI)
- ✓ Owns exclusive dark data Big Tech will never have
- ✓ Handles the risks others decline
- ✓ Building the model — not selling data to Big Tech
The Risk Engine. Proprietary AI built on 70,000+ documents and real expert knowledge.
See how the Soldek.ai Risk Engine works — from input to policy in seconds. XAI, EU AI Act compliance, and full audit trails built in.
See how it works → About Us70,000+ documents. Refined by senior underwriters with 30+ years of experience.
Real niche insurance data combined with decades of underwriting intuition. Learn how we built the intelligence behind the Risk Engine.
Learn more →
Expert Knowledge
Digitized & Scaled.
Our Risk Engine is trained on 70,000+ documents sourced from niche insurance companies — and refined in combination with senior underwriters with decades of experience.
Soldek.ai starts with the hardest part — deep niche expertise, dark data, and intuitive knowledge that can't be found in public datasets.
// AIsurance Pipeline
async assessRisk(client) {
const profile = await engine.analyze({
situation: client.context,
risks: client.exposure,
niche: "specialty_coverage",
darkData: "expert_enriched"
});
return {
advice: profile.recommendation,
quote: profile.premium,
confidence: 0.94,
reasoning: profile.explain()
};
}Ready to experience the future of insurance?
Whether you're looking to partner, invest, or pilot our Risk Engine — we'd love to connect.