01 · Start
Underwrite from day one
Launch a line without years of your own claims history. The engine prices from real market experience and senior underwriting expertise, so a new book is never a blank page.
Start underwriting from day one. Improve every price with AI and your own data. One engine, fifteen lines of business, explainable down to every single quote.
This is not insurance.
It's aisurance.
Soldek.ai is the infrastructure layer for AI-native insurance. Insurers, MGAs and new entrants plug in, start underwriting, and improve every price with AI and their own data.
The engine gives any insurer, MGA or new entrant a working underwriting core on day one, and makes it sharper with every policy and claim that flows through it.
Launch a line without years of your own claims history. The engine prices from real market experience and senior underwriting expertise, so a new book is never a blank page.
Every policy and claim recalibrates the models. Your underwriting improves over time instead of standing still, and your data stays yours.
Chat-first quoting, one all-in-one policy, live book metrics. Insurance that's AI-native from the core, not a bot bolted onto a legacy system.
Each quote decomposes into named risk drivers. Underwriters, auditors and regulators see why, documented for the EU AI Act.
Use our AI Risk Engine. What it does to a book, measured out of sample on real market data, not projected.
Up to 95% of the cross-subsidy between good and bad risks removed, compared with a flat price.
Ranks every risk in the book, so the right customers get the right price and the portfolio stops leaking.
On its largest books the engine's expected losses land within one percent of actual, out of sample.
Every price decomposes into named risk drivers, explainable by design and documented for the EU AI Act. The full validation numbers, per line of business, are on the Technology page.
No slideware. A working platform you can click through, with the operator console behind it.
Our own risk models price every quote, bind the policy and administer the book, and keep recalibrating as claims flow in. A conversational layer talks to the customer; pricing never comes from the chatbot.
Needs analysis in plain language, one personal all-in-one policy, quote and bind in the conversation. Life events like a trip or a move adjust the policy on the spot.
Loss ratio, combined ratio, the claims queue with referrals, and the policies register, computed live by the engine, not a mock-up.
Lines with real market experience are fitted on it; the others start from senior underwriting expertise and recalibrate on your claims. Every customer routes to the most specific model for their country, region or the world. Your data stays yours. See what it's trained on.
Private demos for insurers, MGAs and strategic partners. We show you what it prices, and how it plugs in.