About — Soldek.ai

We're building the
future of insurance,
globally.

A small, distributed team — operating from Tallinn to the rest of the world — building the AI-native core that the next generation of insurers will run on.

One sentence. No fluff.

Reinvent insurance by replacing the chain with a core that thinks.

The industry's value chain hasn't fundamentally changed in decades. We're rebuilding it from the engine outward — with one AI-native risk core that insurers, MGAs and AI-native insurers all run on.

Who we are

Global by design. Niche by obsession.

We don't compete with big-tech on scale. We compete on depth. Where the market sees noise, we see signal — because we've spent thirty years inside it.

01 · Global

Tallinn HQ. Planet-wide team.

Headquartered in Estonia via the e-Residency programme. The team operates from wherever the work — and the niches — live.

02 · Niche-first

Built on dark data

Thirty years of senior underwriter knowledge, 30,000+ niche documents, 100+ insurance company perspectives. The corner of the market that big-tech can't reach.

03 · Founder-owned

Building the core, not a wrapper

Our own model. Our own IP. Our own infrastructure. We're not reselling someone else's API — we're building the layer underneath it.

By the numbers

What we're built on.

30+
Years of senior underwriting expertise digitalised
30K+
Niche dark-data documents training the engine
100+
Insurance company perspectives represented
100%
Owned model. No third-party LLM in the core.

Talk to the builders.

Insurer, MGA, or strategic partner — if you're rethinking the chain, we should talk.