01 · Engine
An AI-native risk core
The risk engine, pricing models and policy stack are our own IP: actuarial frequency-severity models, not an LLM. The conversational layer uses OpenAI; pricing never comes from it.
We build the AI-native risk engine and the core infrastructure that lets insurers, and the next generation of autonomous insurers, scale on top of it.
The insurance chain is too long, too conservative, too slow.
Soldek.ai is the infrastructure layer for AI-native insurance. Insurers and partners plug their data into the engine, and scale on top of it.
The risk engine, pricing models and policy stack are our own IP: actuarial frequency-severity models, not an LLM. The conversational layer uses OpenAI; pricing never comes from it.
Quote, bind, price and manage policies on top of one engine. Insurers don't replace us, they grow on us.
The models cold-start on expert priors and real market data where it exists, and recalibrate on real claims experience as it flows in. Your data stays yours.
No slideware. A working platform you can click through: a customer-facing AI insurer and the operator console behind it.
A working chat demo: needs analysis in plain language, one personal all-in-one policy, quote and bind in the conversation, and life events like a trip or a move adjust the policy on the spot.
An operator console showing loss ratio, combined ratio, the claims queue with referrals, and the policies register, computed live by the engine, not a mock-up.
Motor is fitted on 668,000+ real policies from public market data; the other lines start from expert priors. Every model recalibrates on real claims as they accumulate, and the dashboard shows exactly which is which.
Private demos for insurers, MGAs and strategic partners. We show you what it prices, and how it plugs in.